Indiana Final Paycheck Law & Calculator
Add your unpaid Indiana wages and accrued PTO to estimate your last-day total after tax.
$3,750.00
Gross final paycheck
Est. taxes: ~$1,233.01 (32.9%)
$2,516.99
Estimated net take-home
Estimates only. PTO payout rights and tax withholding vary by state, employer policy, and individual circumstances. This is not legal, tax, or financial advice. Consult your state labor department or a qualified professional. See our methodology.
Final pay and PTO in Indiana
Under the Indiana Wage Payment Statute (Ind. Code Section 22-2-5-1), employers must pay final wages to departing employees on or before the next regularly scheduled payday, regardless of whether the employee quit or was discharged. Failure to pay wages on time constitutes a wage payment violation under state law, and claims can be submitted to the Indiana Department of Labor, Wage and Hour Division. Late wage payments can trigger interest, statutory liquidated damages, and civil penalties for non-compliant employers.
Your final paycheck combines any regular wages you earned but were not yet paid with your accrued PTO payout where it is owed. Use-it-or-lose-it forfeiture of earned time is allowed in Indiana, and the window to claim unpaid final wages runs for 2 years. This calculator pre-selects Indiana so the state tax estimate is built in.
For the governing statute (reference: Ind. Code § 22-2-5) and a full PTO breakdown, see the Indiana PTO payout guide and final paycheck rules by state.
When is your final paycheck due in Indiana?
| Situation | Final paycheck deadline |
|---|---|
| If you are fired or laid off | Next scheduled payday |
| If you quit | Next scheduled payday |
This deadline applies to your whole final paycheck, including any accrued PTO Indiana requires to be paid. Late or missing final pay can entitle you to penalties or interest \u2014 file an unpaid-wage claim with the Indiana Department of Labor, Wage and Hour Division. Deadlines change with legislation, so confirm the current rule before acting.
Official Indiana Wage Claim Resources
If your employer holds your final paycheck or fails to pay you correct wages, you can contact the official state agency to get help:
- Wage Agency: Indiana Department of Labor, Wage and Hour Division
- Phone Support: (317) 232-2655
- Official Website: https://www.in.gov/dol/
Frequently asked questions
When is my final paycheck due in Indiana? +
If your employment ends in Indiana, your final paycheck — including any owed PTO — is due as follows. If you are fired or laid off: Next scheduled payday. If you quit: Next scheduled payday. Deadlines can change, so confirm the current rule with the state labor department.
Is PTO included in a final paycheck in Indiana? +
Indiana treats accrued vacation as earned wages, so your unused PTO must be included in your final paycheck. Reference: Ind. Code § 22-2-5.
How is my final paycheck taxed in Indiana? +
Regular wages are withheld at your normal rate; the PTO portion is a supplemental wage withheld at a flat 22% federal rate, an estimated 3.2% Indiana rate, and 7.65% FICA.
How long do I have to claim unpaid final wages in Indiana? +
The statute of limitations for unpaid-wage claims in Indiana is 2 years. File a claim with the state labor department if your final check is missing or wrong.